Tag archives: homeowners

In the wake of the Montecito Mudslide, most property owners first turned to their insurance companies for funds, and most of the insurers have responded well. A few have not, and some others are still trying to figure out how to handle the claims. In some cases, insurance adjusters from other states have landed in […]

Mark your calendars for June 11, 2018. That’s the expected date for the public release of the Federal Emergency Management Agency (FEMA) Flood Recovery Maps for Montecito. The map release will mark a critical milepost in making the rebuilding decisions that will shape the future character of Montecito for the next 50 years.  FEMA Recovery […]

For most residents of Montecito, a large portion of their investment portfolio and net worth is tied up in the value of their home. What will be the long- and short-term impact of the twin tragedies of the Thomas Fire – the largest in California history – and the destructive 1/9 debris flow on real […]

When I returned to Glen Oaks after the evacuation, I was still stunned by the physical and emotional devastation as neighbors mourn the loss of friends, relatives, their homes, and nature itself. Even as we begin to pick up the pieces, the weather forecast promised rain which turned out to be sprinkles not a storm. […]

In last week’s issue of The Montecito Journal, I explained that if the facts show a fire, covered by a typical homeowners’ insurance policy, was the “efficient proximate cause” of a later mudslide, then mudslide damage could be covered under a homeowners’ insurance policy. On January 29, California insurance commissioner Dave Jones adopted the same […]